Term Insurance Calculator

    Estimate how much life cover you need to protect your family's future — based on income, liabilities, and savings.

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    Recommended cover

    ₹1,32,00,000

    Based on 15× annual income (age-adjusted), plus outstanding loans, minus existing savings

    This is a coverage-need estimate using the Human Life Value method, not a premium quote — actual premiums depend on the insurer, your health, and underwriting. Talk to your Insurance agent for a real quote tailored to you.